diff --git a/src/pages/workspace/travel/WorkspaceTravelBillingMonthlyLimitPage.tsx b/src/pages/workspace/travel/WorkspaceTravelBillingMonthlyLimitPage.tsx
index 9c6b411b5cae..6287dfff3b9b 100644
--- a/src/pages/workspace/travel/WorkspaceTravelBillingMonthlyLimitPage.tsx
+++ b/src/pages/workspace/travel/WorkspaceTravelBillingMonthlyLimitPage.tsx
@@ -100,6 +100,7 @@ function WorkspaceTravelBillingMonthlyLimitPage({route}: WorkspaceTravelBillingM
                 enabledWhenOffline
                 shouldHideFixErrorsAlert
                 addBottomSafeAreaPadding
+                shouldShowLoadingImmediatelyOnPress={false}
             >
                 <View style={styles.mb4}>
                     <InputWrapper
diff --git a/tests/ui/WorkspaceTravelBillingMonthlyLimitPageTest.tsx b/tests/ui/WorkspaceTravelBillingMonthlyLimitPageTest.tsx
new file mode 100644
index 000000000000..9335055097ba
--- /dev/null
+++ b/tests/ui/WorkspaceTravelBillingMonthlyLimitPageTest.tsx
@@ -0,0 +1,168 @@
+import {act, fireEvent, render, screen, waitFor} from '@testing-library/react-native';
+
+import ComposeProviders from '@components/ComposeProviders';
+import {CurrencyListContextProvider} from '@components/CurrencyListContextProvider';
+import {LocaleContextProvider} from '@components/LocaleContextProvider';
+import {ModalActions, ModalProvider} from '@components/Modal/Global/ModalContext';
+import OnyxListItemProvider from '@components/OnyxListItemProvider';
+
+import {updateTravelBillingMonthlyLimit} from '@libs/actions/TravelBilling';
+import type * as TravelBillingActions from '@libs/actions/TravelBilling';
+import Navigation from '@libs/Navigation/Navigation';
+import createPlatformStackNavigator from '@libs/Navigation/PlatformStackNavigation/createPlatformStackNavigator';
+import {getTravelBillingCardSettingsKey} from '@libs/TravelBillingUtils';
+
+import type {SettingsNavigatorParamList} from '@navigation/types';
+
+import WorkspaceTravelBillingMonthlyLimitPage from '@pages/workspace/travel/WorkspaceTravelBillingMonthlyLimitPage';
+
+import CONST from '@src/CONST';
+import ONYXKEYS from '@src/ONYXKEYS';
+import SCREENS from '@src/SCREENS';
+
+import {PortalProvider} from '@gorhom/portal';
+import {NavigationContainer} from '@react-navigation/native';
+import React from 'react';
+import Onyx from 'react-native-onyx';
+
+import * as TestHelper from '../utils/TestHelper';
+import waitForBatchedUpdatesWithAct from '../utils/waitForBatchedUpdatesWithAct';
+
+const POLICY_ID = 'testPolicy123';
+const FUND_ID = 999888; // Must match the literal returned by the useDefaultFundID mock below.
+const CURRENT_LIMIT_CENTS = 10000; // $100.00 current monthly limit.
+const REDUCED_LIMIT_CENTS = 5000; // $50.00, a lower value that triggers the "Reduce limit" confirmation.
+
+// jest.mock() factories are hoisted, so they can only reference literal values (not the constants above).
+jest.mock('@hooks/useDefaultFundID', () => ({
+    __esModule: true,
+    default: () => 999888, // Must match FUND_ID.
+}));
+
+jest.mock('@libs/actions/TravelBilling', () => {
+    const actual = jest.requireActual<typeof TravelBillingActions>('@libs/actions/TravelBilling');
+    return {
+        ...actual,
+        updateTravelBillingMonthlyLimit: jest.fn(),
+    };
+});
+
+const mockShowConfirmModal = jest.fn();
+
+jest.mock('@hooks/useConfirmModal', () =>
+    jest.fn().mockImplementation(() => ({
+        showConfirmModal: mockShowConfirmModal,
+        closeModal: jest.fn(),
+    })),
+);
+
+const Stack = createPlatformStackNavigator<SettingsNavigatorParamList>();
+
+const getAmountLabel = () => TestHelper.translateLocal('iou.amount');
+const getSaveLabel = () => TestHelper.translateLocal('common.save');
+
+const renderPage = () =>
+    render(
+        <ComposeProviders components={[OnyxListItemProvider, LocaleContextProvider, CurrencyListContextProvider]}>
+            <PortalProvider>
+                <ModalProvider>
+                    <NavigationContainer>
+                        <Stack.Navigator initialRouteName={SCREENS.WORKSPACE.TRAVEL_SETTINGS_MONTHLY_LIMIT}>
+                            <Stack.Screen
+                                name={SCREENS.WORKSPACE.TRAVEL_SETTINGS_MONTHLY_LIMIT}
+                                component={WorkspaceTravelBillingMonthlyLimitPage}
+                                initialParams={{policyID: POLICY_ID}}
+                            />
+                        </Stack.Navigator>
+                    </NavigationContainer>
+                </ModalProvider>
+            </PortalProvider>
+        </ComposeProviders>,
+    );
+
+/** Waits for the form to be interactive (Save button rendered), then returns the enabled Save button. */
+const waitForSaveButton = async () => {
+    await waitForBatchedUpdatesWithAct();
+    await waitFor(() => {
+        expect(screen.getByRole(CONST.ROLE.BUTTON, {name: getSaveLabel()})).toBeOnTheScreen();
+    });
+    return screen.getByRole(CONST.ROLE.BUTTON, {name: getSaveLabel()});
+};
+
+/** Enter a lower monthly limit and press Save, which opens the (mocked) "Reduce limit" confirmation. */
+const reduceLimitAndSave = async () => {
+    const input = screen.getByLabelText(getAmountLabel());
+    fireEvent.changeText(input, '50'); // $50.00, below the $100.00 current limit.
+    await waitForBatchedUpdatesWithAct();
+
+    fireEvent.press(screen.getByRole(CONST.ROLE.BUTTON, {name: getSaveLabel()}));
+    await waitForBatchedUpdatesWithAct();
+};
+
+describe('WorkspaceTravelBillingMonthlyLimitPage', () => {
+    let goBackSpy: jest.SpyInstance;
+    let microtaskQueueSpy: jest.SpyInstance;
+
+    beforeAll(() => {
+        Onyx.init({keys: ONYXKEYS});
+    });
+
+    beforeEach(async () => {
+        // A real navigation stack is used so the goBack reference passed to the microtask queue is the spied one.
+        goBackSpy = jest.spyOn(Navigation, 'goBack').mockImplementation(() => {});
+        microtaskQueueSpy = jest.spyOn(Navigation, 'setNavigationActionToMicrotaskQueue').mockImplementation((callback) => callback?.());
+
+        // Seed a current monthly spend limit of $100.00 so reducing to $50.00 triggers the confirmation.
+        await act(async () => {
+            await Onyx.merge(getTravelBillingCardSettingsKey(FUND_ID), {
+                [CONST.TRAVEL.PROGRAM_TRAVEL_US]: {monthlySpendLimitPerUser: CURRENT_LIMIT_CENTS},
+            });
+            await waitForBatchedUpdatesWithAct();
+        });
+    });
+
+    afterEach(async () => {
+        jest.clearAllMocks();
+        jest.restoreAllMocks();
+        await act(async () => {
+            await Onyx.clear();
+            await waitForBatchedUpdatesWithAct();
+        });
+    });
+
+    it('leaves the Save button enabled and does not update the limit when the reduce-limit confirmation is cancelled', async () => {
+        // Given the confirmation resolves as cancelled (any action other than CONFIRM)
+        mockShowConfirmModal.mockResolvedValue({action: ModalActions.CLOSE});
+
+        renderPage();
+        await waitForSaveButton();
+
+        // When the user reduces the limit, presses Save, and cancels the confirmation
+        await reduceLimitAndSave();
+
+        // Then the limit is not updated and the page does not navigate away
+        expect(updateTravelBillingMonthlyLimit).not.toHaveBeenCalled();
+        expect(microtaskQueueSpy).not.toHaveBeenCalled();
+        expect(goBackSpy).not.toHaveBeenCalled();
+
+        // And the Save button remains on screen and enabled (no stuck loading spinner)
+        const saveButton = screen.getByRole(CONST.ROLE.BUTTON, {name: getSaveLabel()});
+        expect(saveButton).toBeOnTheScreen();
+        expect(saveButton).toBeEnabled();
+    });
+
+    it('updates the limit and navigates back when the reduce-limit confirmation is confirmed', async () => {
+        // Given the confirmation resolves as confirmed
+        mockShowConfirmModal.mockResolvedValue({action: ModalActions.CONFIRM});
+
+        renderPage();
+        await waitForSaveButton();
+
+        // When the user reduces the limit, presses Save, and confirms the reduction
+        await reduceLimitAndSave();
+
+        // Then the limit is updated with the reduced value (passing the previous limit) and the page navigates back
+        expect(updateTravelBillingMonthlyLimit).toHaveBeenCalledWith(FUND_ID, REDUCED_LIMIT_CENTS, CURRENT_LIMIT_CENTS);
+        expect(microtaskQueueSpy).toHaveBeenCalledWith(goBackSpy);
+    });
+});